Condo & HOA Insurance

Community Insurance Types

Property & Liability

Property and liability policies are the main coverage that you’ll think of when insuring an HOA. This policy is going to cover the property from damage, such as a fire, as well as protect the HOA from any liability lawsuits, such as a slip and fall.

 

Directors & Officers

Having a quality D&O policy for an HOA is a must. As the name states, this policy provides coverage for the directors and officers of an HOA, protecting them from lawsuits that might arise from decisions they make that have an impact on the HOA. There are two types D&O policies, monetary and non-monetary. While a monetary D&O policy will protect the board from a lawsuit that can be quantified monetarily (only about 10% of D&O lawsuits) the non-monetary policies is much better because it will cover you for all the monetary as well as non-monetary lawsuits.

 

Crime (Fidelity) Insurance

Crime and fidelity insurance for an HOA protects the HOA's actual money in the operating account and reserve financial accounts. Crime and fidelity insurance protects money from crimes like embezzlement, invoice padding, false invoicing, computer fraud, wire fraud, check fraud, and more.

 

Earthquake 

An earthquake policy helps to complete the insurance coverage by protecting the HOA in the event of an earthquake.

 

If you need to know more about condo building and HOA insurance, contact us today.

Explore All Our Community Association Insurance Options & Enjoy The Peace of Mind That Comes From Full Coverage

Condo/HOA Community

Protect your property from damage, such as a fire, as well as protect the HOA from any liability lawsuits, such as a slip and fall.


Protect your directors and officers from lawsuits that might arise from decisions they make that impact the HOA. 

Crime and fidelity insurance protects money from crimes like embezzlement, invoice padding, false invoicing, computer fraud, wire fraud, check fraud, and more.

An earthquake policy helps to complete the insurance coverage by protecting the HOA in the event of an earthquake.

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Why Choose Looshki?

There is a great irony that comes with choosing an insurance agent. In attempting to protect yourself from risk, you are taking a risk in which agency you choose. Like a soldier standing at the gates, insurance is your last line of defense, should the worst happen. And like those soldiers, if we fail at our job, it’s already too late by the time you find out.

 

At Looshki Insurance Group, we help mitigate your risk by working directly with you to understand your unique needs. We connect you with a wide range of major providers to find the policy that best meets your needs (and your pocketbook). If you have any issues, we are your primary point of contact, working tirelessly as your advocate to make sure you are taken care of.

 

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